| Plans: |
Needs: |
Accident/Disability |
Nearly
29% of all injuries resulting in emergency department visits occurred
at home, the most common place of injury.
In 2000 every two seconds someone in this country suffered an accidental
injury.
For people ages 1-34, unintentional injuries are the number one cause
of death.
|
Short
Term Disability |
An average
of 2,340 disabling injuries occurs every hour during the year |
Cancer
Indemnity/Specified Disease |
In the
United States, men have a little less that a 1-in-2 lifetime risk
of developing cancer; for women the risk is a little more than 1-in-3.
About 1,334,100 new cancer cases are expected to be diagnosed in 2003.
Illness rather than injury is the leading cause of emergency visits.
The demand for coverage that addresses physician costs for treatment
of sickness continues to escalate. |
Hospital
Confinement /Sickness Indemnity |
In 2000
an average hospital inpatient stay cost $1,149.40
Outpatient Surgery accounts for 63% of all operations.
|
Hospital
Intensive Care |
The
cost difference between a general hospital room and a trip to the
ICU, particularly for coronary and neonatal care, is huge. Beyond
the room charges, expenses can soar well above the benefit levels
of standard health plans. |
Catastrophic/Critical
Illness |
Certain
life-threatening health events pose special financial risks because
of their statistically high levels of incidence and cost. |
Life |
Maintain
your standard of living and meet emergency obligations (particularly
in dual-income households) by providing immediate cash resources. |
Long
Term Care |
The
average cost for care is more than $125.00 a day, approximately $50,000
a year, and rising rapidly. About 46% of the population is under age
65.
Doctors and hospitals are under increasing pressure to release patients
to nursing homes as quickly as possible to complete their recovery.
|
Dental/Supplemental
Indemnity Dental |
Good
oral care - including periodic wellness visits- helps reduce the likelihood
of expensive treatment later on. These visits saved Americans nearly
$100 billion in dental care costs during the decade of the '80s alone. |
|
All
facts and Figures are taken from AFLAC, The National Safety Council,
The American Cancer Society, Hospital Statistics, and Advance Data |
